Financial Maturity
Posted in Daily Living on July 20th, 2007
“Matanda na tayo, pera at negosyo na pinag-uusapan natin. (We’re getting old, we’re now talking about money and business)”.
These were my words to Edge, a long time friend of mine and also an ex-colleague whom I got the chance to chat with yesterday.
Funny how things have really changed how we converse now compared to a few years ago when we were still starting out with our career. Instead of talking about where to hook up with girls, or the next bar to visit, or what’s the latest gadget we can buy with our bonus, we are now talking about business and finance, and how we can best secure our family’s future. I guess we’re just acting our age right now, or maybe we’re just past the part of our lives wherein we live for today and so care-free about the future. Most of the things we discussed are our current investments, and financial plans for our family. This is really something very different for both of us, but at least we both agree that it’s just about time we start making the most of what we are earning instead of just putting it all in the bank for a savings account with a very low interest rate of 1% per annum.
Looking at myself, and Aphilo, we are now becoming more money wise and getting more matured with our financials. Aside from our savings account, we have now tried investing on the stock market, and venturing into other bank investment services such as mutual funds and trust funds. We’ve also tried allocating some significant amount of money for securing the kids in terms of their education and future. We just want to make sure that whatever happens, they would still be able to finish their studies and have a decent life. Besides, they are the reason why we are working and our own wants are just secondary for that hard earned money from sweat and blood.
Instead of browsing the Internet for gadget reviews and other usual fun stuffs, I am now spending some time on monitoring the stock market, forex, and bank investment rates to be aware of how my money is earning as well as make appropriate financial decisions. This may not be cool for most people I know, and they may even think that these things are only for the rich, but then again, I’m not rich. I just want to make the most of what I have while it lasts. As far as I know, I just want to prepare for my future and the time I would retire from work. I have no intentions of living a luxurious life. As a matter of fact, I had always wanted a simple life. I had never really dreamed of having a big majestic house, expensive cars, or the latest high tech appliances .. just a simple, secured, and decent way of living for me and my family. That’s all I ever wanted.
I should have started thinking like this a few years ago, but I’m sure it’s never too late.I’m still young and there’s still a lot of opportunities out there for me. ![]()

